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Do I Need Extended Replacement Cost Coverage. This means youll get 25 to 50 more than your dwelling coverage limit. When you buy homeowners insurance what youre typically getting is a replacement cost policy.
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With extended replacement cost you would be reimbursed to the cost to repair or replace your home for a certain percentage over your policy limit. The estimated replacement cost for the home though is 225000. Home Replacement Cost.
25 Extended Replacement Cost.
One common misconception about replacement cost is how it will be paid. With extended replacement cost you would be reimbursed to the cost to repair or replace your home for a certain percentage over your policy limit. Extended replacement cost policies extend your limit by a certain percentage like 10 or 20 if that money is needed to rebuild your home. Actual cash value coverage.
